Applications

List all applications

GET
List all applications associated with your account

Response

This endpoint returns a list of objects
status
enum
id
stringOptional
borrower_id
stringOptional

The borrower_id of the borrower the application belongs to

created_on
datetimeOptional
Timestamp the application object is created on
credit_type
enumOptional
The type of credit product.
decisioned_on
datetimeOptional
Timestamp when the application is either approved or rejected on
offers
list of unionsOptional
If the application is approved, an object containing the credit offer details
rejection_reasons
list of enumsOptional
If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons endpoint provides a list of valid reasons and descriptors
requested_amount
integerOptional
If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)
third_party_disbursement_destination
stringOptional

For credit applications of type consumer_bnpl, the third party (i.e. merchant) receiving the funds is specified here

lender_of_record
stringOptional
The lender of record
credit_data
objectOptional

Errors

GET
1curl https://production.pier-finance.com/api/applications \
2     -H "Authorization: Bearer <token>"
1[
2  {
3    "status": "approved",
4    "id": "app_f0467657bba948e6a87292e182132848",
5    "borrower_id": "bor_d965bea9f47a4b108562642dbb1dae9f",
6    "created_on": "2022-12-31T01:36:52.606Z",
7    "credit_type": "consumer_revolving_line_of_credit",
8    "decisioned_on": "2023-01-17T05:31:52.955Z",
9    "offers": [
10      {
11        "type": "revolving_line_of_credit_offer",
12        "amount": 1000000,
13        "id": "off_86c05092a4384d89b03ef514ea4fee31",
14        "annual_fee": 0,
15        "apr": 0,
16        "billing_cycle": 30,
17        "finance_charge": 0,
18        "grace_period": {
19          "term": 21,
20          "interest_rate": 0
21        },
22        "interest_rate": 0,
23        "late_payment_fee": 0,
24        "minimum_payment": {
25          "type": "interest_plus_percentage_of_principal",
26          "value": 500,
27          "floor": 3000
28        },
29        "origination_fee": 0
30      }
31    ],
32    "rejection_reasons": [],
33    "lender_of_record": "lender"
34  },
35  {
36    "status": "pending",
37    "id": "app_f0467657bba948e6a87292e182132848",
38    "borrower_id": "bor_a1d0c30d77104f35b4c842b99132624e",
39    "created_on": "2022-12-31T01:36:52.606Z",
40    "credit_type": "consumer_installment_loan",
41    "rejection_reasons": [],
42    "lender_of_record": "lender"
43  }
44]
Built with